Reference

UK Money Reference Guides

Straight-answer reference pages on UK tax, pensions, and saving. Each guide leads with the facts in a table, cites the gov.uk or HMRC source, and skips the waffle.

Tax

Reference Guide Updated

List of UK Tax Codes and What They Mean

A UK tax code tells your employer or pension provider how much tax-free income you get before tax is deducted. The number is your tax-free amount divided by ten; the letter shows your situation. 1257L is the standard 2026/27 code, giving the full GBP 12,570 Personal Allowance.

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