Articles
Practical, evidence-based personal finance for the long-term investor.
The Rent vs Buy Equation Nobody Gets Right
Renting vs buying a home in the UK is rarely a simple choice. See the real costs, opportunity costs, and worked examples to make an informed decision.
Oil Prices, Inflation and Interest Rates: What Homeowners Need to Know
How the Iran conflict and surging oil prices are driving inflation, pushing up interest rates, and squeezing UK mortgage holders. What you can do about it.
Storytellers vs Number Crunchers: Which Investor Are You?
Aswath Damodaran argues every investor is either a storyteller or a number cruncher. Most retail investors lean too far one way. Here is how to fix that.
Die With Zero: A Contrarian Guide to Personal Finance
Bill Perkins argues you should optimise for net fulfilment, not net worth. Here is how his philosophy challenges FIRE thinking and what UK investors can learn.
Pension Match Calculator: What Is It Really Worth?
Your employer pension match is free money - but you cannot touch it for decades. Here is how to calculate its real present-day value using discount rates and tax relief.
Quit Like a Millionaire Review for UK Investors
A UK-focused review of Quit Like a Millionaire by Kristy Shen. Covers the Yield Shield strategy, sequence-of-returns risk, and the math-first path to FIRE.
SpaceX IPO: How It Could Hit Your Pension
SpaceX plans to list with a tiny float while Nasdaq and S&P rewrite their rules to fast-track inclusion. Here is why that could force your pension and ISA to buy overvalued shares.
Nutmeg Review: Is J.P. Morgan Personal Investing Worth It?
Nutmeg (now J.P. Morgan Personal Investing) removes every investing decision except your risk level. Higher fees than DIY, but is the trade-off worth it?
The Intelligent Investor: A UK Investor's Review
Graham's Intelligent Investor covers margin of safety, Mr. Market, and value investing. Here is what still matters for UK investors in 2026.
Bogleheads' Three-Fund Portfolio: Book Review
Our review of The Bogleheads' Guide to the Three-Fund Portfolio explains how UK investors can use this simple strategy with ISAs and SIPPs.
Disclaimer: All content on this site is for educational purposes only and does not constitute financial advice. Please read our full disclaimer before making any financial decisions.