Terms of Service

By using Freedom Isn't Free you agree to the following terms. Please read them carefully.

Last updated: March 2026

1. About These Terms

These Terms of Service govern your use of the Freedom Isn't Free website at freedomisntfree.co.uk ("the Site"). By accessing or using the Site you agree to be bound by these terms. If you do not agree, please do not use the Site.

2. Use of the Site

You may use the Site for your personal, non-commercial information and education only. You must not:

• Copy, reproduce, or republish any content from the Site without our prior written permission
• Use automated tools (crawlers, scrapers, bots) to harvest content from the Site in bulk
• Use the Site in any way that could damage, disable, or impair its operation
• Attempt to gain unauthorised access to any part of the Site or its supporting systems
• Use the Site to transmit spam, malware, or any unlawful content

3. Intellectual Property

All content on the Site - including articles, tools, graphics, and code - is owned by or licensed to Freedom Isn't Free and is protected by UK and international copyright law.

You may share links to our articles and quote brief excerpts (with clear attribution and a link back to the original). Any other use requires our written permission.

4. Financial Information Disclaimer

The content on this Site is published for educational and informational purposes only. It does not constitute financial advice, investment advice, or any other regulated financial service. We are not authorised or regulated by the Financial Conduct Authority (FCA).

You should not make any financial decision based solely on content you read here. Always conduct your own research and, where appropriate, seek advice from a qualified financial adviser who is authorised by the FCA.

Our full disclaimer sets out this position in greater detail.

5. Limitation of Liability

To the fullest extent permitted by law, Freedom Isn't Free and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Site or reliance on any content published here.

The financial calculators and tools on this Site are provided for illustrative purposes only. Results are mathematical projections and do not constitute guarantees of future performance. Actual investment returns, tax treatment, and financial outcomes will vary.

6. Third-Party Links

The Site may contain links to third-party websites. These are provided for convenience only. We have no control over the content of linked sites and accept no responsibility for them. Linking to a third-party site does not imply endorsement.

7. User Accounts

If you create an account on the Site, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You must notify us immediately if you become aware of any unauthorised use of your account.

We reserve the right to suspend or terminate accounts that breach these terms or that are used for any unlawful purpose.

8. Availability

We aim to keep the Site available but do not guarantee uninterrupted access. We may take the Site offline for maintenance or updates at any time without notice.

9. Changes to These Terms

We may update these terms from time to time. The date at the top of this page shows when they were last revised. Continued use of the Site after a change constitutes acceptance of the updated terms.

10. Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from your use of the Site shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact

If you have any questions about these terms, please contact us at hello@freedomisntfree.co.uk.