Gini Coefficient UK 2026: What It Is and the Latest Figures
Quick answer
The Gini coefficient measures income inequality on a scale where 0 means everyone has the same income and 1 (or 100%) means one person has it all. The UK disposable income Gini was 32.9% in the financial year ending 2024, according to the ONS, broadly flat over the past decade.
UK income Gini coefficient and how it is measured
| Measure | Figure | Source and period |
|---|---|---|
| Scale | 0 = perfect equality, 1 (or 100%) = one person holds all income | Definition |
| Disposable income Gini (after taxes and benefits) | 32.9% (0.329) | ONS, financial year ending 2024 |
| Disposable income Gini, prior year | 33.1% (0.331) | ONS, financial year ending 2023 |
| Gross income Gini (after cash benefits, before direct taxes) | 37.3% (0.373) | ONS, financial year ending 2024 |
| Original income Gini (before taxes and benefits) | 47.6% (0.476) | ONS, financial year ending 2024 |
| Income Gini, before housing costs (BHC) | 35% (0.35) | DWP HBAI, financial year ending 2024 |
| Income Gini, after housing costs (AHC) | 39% (0.39) | DWP HBAI, financial year ending 2024 |
| Disposable income Gini, pre-pandemic | 35.4% (0.354) | ONS, financial year ending 2020 |
| Disposable income Gini, ten years earlier | 34.7% (0.347) | ONS, financial year ending 2015 |
| Retired households | 27.9% (0.279) | ONS, financial year ending 2024 |
| Non-retired households | 33.1% (0.331) | ONS, financial year ending 2024 |
| International position | UK income Gini 0.351; 9th most unequal of 38 OECD countries | OECD, latest available |
| Wealth Gini, for contrast | 0.59 | ONS Wealth and Assets Survey, April 2020 to March 2022 |
The Gini coefficient is the single most common summary measure of inequality. It is derived from the Lorenz curve, which plots the cumulative share of income against the cumulative share of the population. The coefficient is the gap between that curve and the line of perfect equality, scaled from 0 (everyone has an identical income) to 1, or 100% (one person has everything). The figures in the table above are for income; the contrasting wealth figure is covered in the companion guide on wealth inequality in the UK.
For income the headline UK figure is the ONS disposable income Gini, which was 32.9% in the financial year ending 2024 and has been broadly stable over the past decade. The number is sensitive to what counts as income: before taxes and benefits the original income Gini was 47.6%, showing how much the tax and benefit system narrows the gap. The Households Below Average Income series, drawn from a different survey, separates income measured before housing costs (35%) from income measured after housing costs (39%), because housing costs take a larger share of lower incomes.
The Gini coefficient is a single number, so it has limits. It does not show where in the distribution the inequality sits, two very different distributions can share the same Gini, and it can be relatively insensitive to changes at the very top of the income range. It also says nothing about wealth, which is distributed far more unequally: the ONS wealth Gini was 0.59. For the policy debate behind these numbers, see why the UK won't tax wealth, the case made by Gary Stevenson for a wealth tax, the data on the top 1 percent's share of wealth, and one proposed response in universal basic income in the UK.
Frequently asked questions
What is the UK Gini coefficient?
The UK disposable income Gini coefficient was 32.9% (0.329) in the financial year ending 2024, according to the ONS, where 0 is perfect equality and 1 means one person holds all income. The Households Below Average Income series puts the income Gini at 35% before housing costs and 39% after housing costs for the same year.
Is income inequality in the UK rising or falling?
It has been broadly flat. The ONS disposable income Gini was 32.9% in the financial year ending 2024, slightly below 35.4% before the pandemic (financial year ending 2020) and 34.7% a decade earlier (financial year ending 2015). The year-on-year change from 33.1% was not statistically significant.
What is a good Gini coefficient?
The Gini coefficient is a measure, not a target, so there is no official threshold for good or bad. A lower number means a more equal income distribution. Across OECD countries the disposable income Gini ranged from around 0.22 in the most equal countries to over 0.45 in the least equal. The UK sits at about 0.351.
Does the Gini coefficient measure income or wealth?
It can measure either, but the two figures differ sharply. The UK income Gini was 32.9% (0.329) in the financial year ending 2024. The wealth Gini was 0.59 in the ONS Wealth and Assets Survey for April 2020 to March 2022, because assets such as property and pensions are spread far more unequally than income.
How does UK income inequality compare to other countries?
The OECD puts the UK income Gini at about 0.351, making it the 9th most unequal of 38 OECD countries. The UK is more unequal than most of western Europe, including France and Germany, but less unequal than the United States.
Sources
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General information, not financial advice. Tax rules and figures can change; check the current position on gov.uk before acting.