Category
Investing
Practical, evidence-based UK investing, from your first index fund to a diversified long-term portfolio.
Most investing advice on the open internet was written by someone selling something. The articles in this hub aren't. They cover what actually works for a UK saver on a 20-to-40-year horizon: low-cost global index funds, the ISA and SIPP wrappers that shelter the returns, the accumulation vs income choice inside each, and the value tilt some readers prefer at today's CAPE ratios.
The weighting is heavy on fundamentals (compound interest, asset allocation, fees) because that's where the money is. Stock-picking and fund-of-the-month content gets less air, because the evidence says most active strategies underperform a £4-fee global tracker over two decades.
Start with the beginner's guide if you're new. If you already own funds, the are-dividends-irrelevant piece is the one most readers find surprising.
84 articles
Showing 1-10
Is a Recession Coming? A UK Investor's Guide
Paul Samuelson nailed the prediction industry in one sentence in 1966. It is still true. The recession is not the real threat to your portfolio. The threat sits between your ears.
What Is the Yen Carry Trade? The $4tn Risk in Your ETF
Your global tracker is partly funded by a $4tn bet most UK investors have never heard of. In August 2024 it unwound for one day. Your portfolio felt it. The next one is building.
Investing Small Amounts Monthly UK: Is £25-£50 Worth It?
The reason you haven't started investing the spare fifty is not the fifty. The industry spent decades making you believe you needed a lump sum or a banker. None of that is true.
Major Stock Market Indexes UK Investors Should Know
Two funds both called 'global' can own wildly different things. The label is marketing. The index it tracks is the bit that decides what your retirement actually rests on.
What Is a Short Squeeze? Famous Examples Explained
A slow-growing German carmaker briefly became the most valuable company on Earth in 2008. Bad earnings, no new product. Just two numbers most retail investors never check.
What Is a UCITS ETF? A Plain-English UK Guide
Every UK ETF ticker ends in 'UCITS'. Most investors could not tell you what it means. The label dictates what the fund holds and what happens if the manager goes bust.
What Is the FTSE 100? Sectors, Yield, Currency Mix
Your FTSE 100 tracker is not really a bet on the UK economy. Most of its revenue is earned abroad. Once you see what it actually owns, the underperformance starts to make sense.
What Is the S&P 500 and How to Buy It in the UK
You think you own 500 American companies. Look inside the S&P 500 in 2026 and the top ten holdings account for more than a third of the whole index. That's not diversification.
Your First Portfolio UK: One Global Fund, Trickle In
Three ETFs feels more serious than one. Five feels like a real portfolio. Both are wrong for your first year. The reason the boring answer wins is only ever learned once.
How to Tell If Your Investment Plan Is Working
Up 4% this year could be a disaster. Down 8% could be exactly right. The broker app's number is meaningless without a benchmark, and the benchmark almost no one is honest about.