Category
Tax Planning
The UK tax code is unfriendly to high earners but generous to anyone who reads it carefully. These articles cover the reading.
Tax is not interesting on its own. It is interesting when a 20-minute read saves you £4,000 a year for the rest of your working life, which is what the better articles in this hub will do. The British tax code is structured in tiers and cliffs that reward people who know where they sit and punish people who don't.
The highest-impact pieces: The 60% Tax Trap covers the marginal rate between £100,000 and £125,140 and the four-paragraph fix that flattens it. Capital Gains Tax UK explains the 2026/27 allowance and how to harvest gains across tax years. High Income Child Benefit Charge covers another marginal-rate cliff most affected households don't see coming. Cryptocurrency Tax UK covers what HMRC actually wants, which is more than most crypto guides will tell you.
12 articles
Showing 1-10
P800 HMRC Refund Letter: What It Means and What to Do
If you get a P800 text from HMRC, it is a scam. The real letter arrives by post between June and October. Average payout is £200 to £1,200. Here is how to actually claim it.
SA302 Explained: The Self-Employed Mortgage Form
The SA302 is the form the self-employed need to get a mortgage in 2026. HMRC stopped posting them in 2017. Download it yourself, pair it with the Tax Year Overview. Most miss that.
UK Tax Brackets 2026/27: What the Frozen Thresholds Cost You
Personal Allowance frozen at £12,570 since 2021. The 40% threshold stuck at £50,270 since 2021. The Treasury didn't raise your tax, it just stopped lowering it.
Self Assessment Tax Return 2026/27: The Honest Guide
Self assessment isn't hard. It's a half-day job HMRC has accidentally rebranded as a month-long ordeal. Most people don't even need to file. The four who do should read this first.
Marriage Allowance UK: Claim £252 a Year From HMRC
Half a billion pounds of UK tax relief sits unclaimed every year. The form takes five minutes. HMRC will never chase you. One of you has to be under £12,570. That's it.
VCT, EIS & SEIS UK: High-Earner Tax Shelters Explained
ISA and pension full? The UK tax code has three further shelters with up to 50% income tax relief. The reliefs are real. The bets underneath are riskier than the marketing admits.
Side Hustle Tax UK: The £1,000 Trading Allowance
eBay and Vinted now report your sales straight to HMRC. There is a £1,000 line and a date in October most sellers have never heard of. Miss it and your first letter is a penalty.
Cryptocurrency Tax UK: What HMRC Actually Wants
From 2026 HMRC gets your full exchange history under the Crypto-Asset Reporting Framework. Swap one coin for another and you've already triggered a taxable event.
The 60% Tax Trap: Earnings Between £100k and £125,140
Earn between £100k and £125,140 and HMRC takes 60p of every extra pound you make. Higher than the 45% additional rate. Almost nobody spots it on a payslip.
High Income Child Benefit Charge: 2026 UK Guide
Earn £75k and assume Child Benefit is gone? Salary is not the number HMRC reads. It is a different one you can move on purpose. The legal lever most higher earners never pull.