Category

Tax Planning

The UK tax code is unfriendly to high earners but generous to anyone who reads it carefully. These articles cover the reading.

Tax is not interesting on its own. It is interesting when a 20-minute read saves you £4,000 a year for the rest of your working life, which is what the better articles in this hub will do. The British tax code is structured in tiers and cliffs that reward people who know where they sit and punish people who don't.

The highest-impact pieces: The 60% Tax Trap covers the marginal rate between £100,000 and £125,140 and the four-paragraph fix that flattens it. Capital Gains Tax UK explains the 2026/27 allowance and how to harvest gains across tax years. High Income Child Benefit Charge covers another marginal-rate cliff most affected households don't see coming. Cryptocurrency Tax UK covers what HMRC actually wants, which is more than most crypto guides will tell you.

8 articles

Marriage Allowance UK: Claim £252 a Year From HMRC

Marriage Allowance UK: Claim £252 a Year From HMRC

Half a billion pounds of UK tax relief sits unclaimed every year. The form takes five minutes. HMRC will never chase you. One of you has to be under £12,570. That's it.

29 April 2026Tax Planning 8 min
VCT, EIS & SEIS UK: High-Earner Tax Shelters Explained

VCT, EIS & SEIS UK: High-Earner Tax Shelters Explained

ISA and pension full? The UK tax code has three further shelters with up to 50% income tax relief. The reliefs are real. The bets underneath are riskier than the marketing admits.

24 April 2026Tax Planning 7 min
Side Hustle Tax UK: The £1,000 Trading Allowance

Side Hustle Tax UK: The £1,000 Trading Allowance

eBay and Vinted now report your sales straight to HMRC. There is a £1,000 line and a date in October most sellers have never heard of. Miss it and your first letter is a penalty.

23 April 2026Tax Planning 7 min
Cryptocurrency Tax UK: What HMRC Actually Wants

Cryptocurrency Tax UK: What HMRC Actually Wants

From 2026 HMRC gets your full exchange history under the Crypto-Asset Reporting Framework. Swap one coin for another and you've already triggered a taxable event.

22 April 2026Tax Planning 6 min
The 60% Tax Trap: Earnings Between £100k and £125,140

The 60% Tax Trap: Earnings Between £100k and £125,140

Earn between £100k and £125,140 and HMRC takes 60p of every extra pound you make. Higher than the 45% additional rate. Almost nobody spots it on a payslip.

19 April 2026Tax Planning 7 min
High Income Child Benefit Charge: 2026 UK Guide

High Income Child Benefit Charge: 2026 UK Guide

Earn £75k and assume Child Benefit is gone? Salary is not the number HMRC reads. It is a different one you can move on purpose. The legal lever most higher earners never pull.

13 April 2026Tax Planning 6 min
Inheritance Tax UK: The 2026/27 Complete Guide

Inheritance Tax UK: The 2026/27 Complete Guide

HMRC will pull a record £9bn a year in Inheritance Tax by the late 2020s. The thresholds haven't moved since 2009. One April 2027 change makes it worse.

2 April 2026Tax Planning 9 min
Capital Gains Tax UK: Complete 2026/27 Guide

Capital Gains Tax UK: Complete 2026/27 Guide

Your CGT allowance used to be £12,300. It's now £3,000. That's a 76% cut in three years and the clearest stealth tax on the books.

Updated 26 April 2026Tax Planning 10 min