US edition
Money and Investing Reads That Apply in the US
Money psychology, market history, FIRE philosophy, book reviews and investing concepts - the articles on this site with no British small print.
These 76 articles passed one test: a US reader gets full value without translating anything. Some carry UK examples in passing - the arguments do not depend on them. The UK-specific catalogue lives at the main articles index.
Piketty's Capital in the Twenty-First Century Review
Thomas Piketty's Capital in the Twenty-First Century argues owning beats working. A UK review of the r > g thesis and what it means for your ISA and pension.
Foreign Aid: How Much the UK Spends and Why
How much does the UK spend on foreign aid? About £15bn a year, now being cut hard. Here is what those billions actually buy, and what we lose when they stop.
Is the Economy a Zero Sum Game?
Is the economy a zero sum game? In aggregate no, the pie grows. But the game most Britons actually play is far closer to zero-sum than they realise.
Geopolitical Risk: The One Threat to Your Portfolio You Can't Hedge
Geopolitical risk is the one threat to your portfolio you can't hedge, which is exactly why it should almost never make you sell. Here is what to do instead.
What Is Financial Nihilism?
Financial nihilism is the belief that saving is pointless when a home is out of reach, so the young consume, gamble and work less. Here is why, and the way out.
Machiavelli's Virtue and Fortune: Skill vs Luck
Machiavelli's virtue and fortune explained: why success needs both raw skill and luck, and how tiny variables decide who wins when everyone is brilliant.
Average Retirement Savings for Married Couples by Age
Average retirement savings for married couples by age from the Federal Reserve's own survey: the real medians, why the mean misleads, and how to catch up.
What Is Barista FIRE? America's Health Insurance Hack
Barista FIRE explained: how part-time work with employer health insurance cuts your FIRE number, the maths in dollars, and the risks nobody prices in.
What Is Coast FIRE? The Number That Buys Your Freedom
What is coast FIRE? The dollar amount you need invested today so growth alone funds retirement at 65 - the formula, worked examples and the risks.
Four-Day Week UK: What the Big Trial Proved
The UK four-day week trial put 61 firms on a 32-hour week with no pay cut. Burnout fell, revenue held. Here is what it proved and what it did not.
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