Retirement Drawdown Calculator
Model how long your pension pot will last in retirement. Enter your savings, withdrawal rate, and expected returns to see a year-by-year projection.
Your numbers
Real return: 2.4% - All figures in today's money.
Pot longevity
Your pot lasts 27 years
Depleted at age 82
Based on £25,000/year from a £500,000 pot
Withdrawal rate
5.0%
of starting pot per year
2.4%
real return (after inflation)
Above the 4% rule - the 4% rule suggests withdrawing no more than 4% of your initial pot each year (adjusted for inflation) for a high chance of lasting 30+ years.
Pot balance over time
Year-by-year schedule
This calculator is for illustrative purposes only and does not constitute financial advice. Returns are not guaranteed. Past performance is not indicative of future results. All figures shown in today's money using a 2.5% inflation assumption. The state pension amount is not adjusted for inflation in this model.
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