US edition
US Account and Provider Comparisons
Straight-answer provider tables for US accounts. Every fee comes from the provider's own published schedule, checked and dated, and there are no affiliate links on this shelf - nobody paid to be here or to be ranked.
Investing
Brokerage accounts and robo-advisors for taxable and retirement investing.
Best Brokerage Account 2026
Best brokerage account 2026 compared: Fidelity, Charles Schwab, Vanguard, Robinhood and E*TRADE on commissions, options fees, fractional shares, index funds and cash treatment.
Our pick
Fidelity
Most people: the strongest default settings of the five, especially on cash
Best Robo-Advisor 2026
Best robo-advisor 2026 compared: Betterment, Wealthfront, Schwab Intelligent Portfolios, Fidelity Go and Vanguard Digital Advisor on advisory fees, minimums, fund costs, tax-loss harvesting and cash drag.
Our pick
Vanguard Digital Advisor
Cost-first investors who want the cheapest percentage-fee robo and no frills
Pensions
Roth IRA and rollover IRA providers for the long-horizon retirement pots.
Best Roth IRA Accounts 2026
Best Roth IRA accounts 2026 compared: Fidelity, Charles Schwab, Vanguard, Robinhood, SoFi and Betterment on fees, minimums, IRA matches and their conditions, and index fund costs.
Our pick
Fidelity
Most long-term index investors: nothing to pay and nothing to work around
Best Rollover IRA Accounts 2026
Best rollover IRA accounts 2026 compared: Fidelity, Charles Schwab, Vanguard, Robinhood, SoFi and Betterment on fees, rollover bonuses and their conditions, fund costs, and who actually deals with your old 401(k) plan.
Our pick
Fidelity
Most rollovers: nothing to pay, nothing to work around, and cash treated well while you decide what to buy
Savings
High-yield savings and HSA custodians for cash and medical savings.
Best HSA Accounts 2026
Best HSA accounts 2026 compared: Fidelity, Lively, HealthEquity, HSA Bank and Optum Bank on monthly fees, investment thresholds, cash interest and transfer-out costs.
Our pick
Fidelity HSA
Almost everyone: spenders pay nothing and investors get a full brokerage
Best High-Yield Savings Account 2026
Best high-yield savings account 2026 compared: Ally, Marcus, Amex, Capital One 360, Synchrony, SoFi and CIT on APY (every rate dated), minimums, fees, FDIC cover and withdrawal rules.
Our pick
Marcus by Goldman Sachs
The strongest simple default: highest dated no-condition rate here, zero hoops
Fund head-to-heads
Picking between the big US index funds is a guides job, not a provider table. These two settle the most common match-ups with expense ratios and tracking history.
How we pick
We read each provider's published fee schedule line by line, weight account fees and fund costs against realistic balances, and identify where each option actually wins. Every table shows the date it was last reviewed. Promotional bonuses are excluded; only the structural fees that compound over decades count. We are a UK publication, so treat these as researched starting points, not US financial advice.
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