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Loan Calculator

Calculate your monthly loan repayments, compare loan offers, and find out how much you can afford to borrow.

Nothing you enter here is sent to our servers. All calculations run in your browser.

Loan details

£
%
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Monthly payment

£300

Total repayment

£10,790

Total interest

£790

Beginner's FI Checklist

24 actionable steps from zero to financially independent. Print and tick off.

£4.99 - View

Important: Not Financial Advice

This calculator is provided for educational and illustrative purposes only. Freedom Isn't Free is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial advice, investment recommendations, or tax guidance.

The projections shown are hypothetical, assume a constant rate of return, and do not account for inflation, taxes, or fees. Actual investment returns vary and you may get back less than you invest. Past performance is not a reliable indicator of future results.

Before making any financial decisions, please consult with an independent financial adviser regulated by the FCA. For help finding an adviser, visit MoneyHelper or Unbiased.

Where links to financial products appear on this page, some may be affiliate links. See our full disclaimer for details.

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