UK FIRE Planning Spreadsheet
Everything you need to plan your path to Financial Independence in one spreadsheet, built for UK investors.
What's included
- FI number calculator with pension offsets
- 40-year portfolio growth projection
- Monthly net worth tracker (5 years of rows)
- Monthly budget with 50/30/20 analysis
- Year-by-year retirement drawdown planner
- Tax wrapper allocation planner with limit checks
- Dashboard pulling key metrics from all sheets
- All formulas - no macros, no subscriptions
Built for the UK
- State Pension and DB pension offsets
- ISA, LISA, and SIPP annual limits
- Pension access at 57 with ISA bridging
- Income tax bands for drawdown planning
- CGT allowance for GIA holdings
- Amounts in GBP throughout
Questions
What format is it?
An .xlsx file that works in Microsoft Excel, Google Sheets, and LibreOffice Calc. No macros - just formulas.
How do I get my file?
After purchase you will receive a download link by email. The file is yours to keep and use however you like.
What happens if I don't get the email?
Check your spam folder first. If it's not there, email hello@freedomisntfree.co.uk and we'll confirm your purchase and send it to you manually.
Can I customise it?
It's yours to edit however you like. All cells are unlocked. Change the assumptions, add new sheets, adapt it to your situation.
Is it financial advice?
No. It is an educational planning tool. Always consult a qualified financial adviser before making investment decisions.
Price includes UK VAT. Delivered as an .xlsx file compatible with Excel, Google Sheets, and LibreOffice.