VWRP vs VWRL: One Wins in an ISA, One in a GIA

VWRP and VWRL are the same Vanguard FTSE All-World ETF, both charging 0.22% and holding identical stocks

VWRP accumulates dividends inside the fund automatically; VWRL pays them out as cash quarterly

Inside an ISA or SIPP, pick VWRP and forget about it - the dividend reinvestment happens silently

Inside a general investment account, VWRL is often easier because cash distributions simplify Self Assessment