Trading 212 SIPP: The Cheapest Pension in the UK?

Trading 212 has launched a SIPP with commission-free trading on over 13,000 stocks and ETFs, making it one of the cheapest pensions in the UK.

Uninvested cash earns interest at competitive rates, so your money is never sitting idle while you decide where to invest.

There are no platform fees, no dealing charges, and no trustee fee. The only cost is a 0.15% FX fee on non-GBP investments.

It is currently in beta with a waitlist, so access is being rolled out gradually. No flexi-access drawdown yet.

Today is the first day of the 2026/27 tax year, making it the perfect time to think about topping up your pension.