The 'Boring Middle' of financial planning is often the hardest phase because it lacks the excitement of the start or the visible progress of the end.
During the Boring Middle, people often feel a drop in motivation due to a phenomenon called the'mid-journey dip'.
To stay motivated, it's important to automate investment contributions and avoid making active decisions that could lead to poor financial choices.
Recognizing that slow growth in the middle is still progress can help maintain focus on the long-term goal of financial independence.
