Retirement Planning

State Pension Forecast UK: How to Check Yours

1

A full new State Pension in 2026/27 is £230.25 a week, requiring 35 qualifying National Insurance years

2

Check your forecast at gov.uk/check-state-pension - takes 2 minutes with a Government Gateway login

3

Missing years can be filled by paying voluntary Class 3 NI contributions, currently around £900 per year - usually a high-return move

4

Stay-at-home parents earn NI credits automatically if they claim Child Benefit, even when opting out of payment

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