Passive Investing in the UK: Why Active Funds Lose

Passive investing means buying index funds that track the whole market instead of paying a fund manager to pick stocks for you.

Over 80% of active fund managers underperform their benchmark after fees over a 10-year period. The odds are against stock picking.

A single global tracker fund inside an ISA or SIPP is all most UK investors need to build serious long-term wealth.

The biggest edge passive investors have is not a fund or a strategy. It is low costs and the discipline to leave their money alone.