Freedom Isn’t Free UK Personal Finance
Tax Planning
Marriage Allowance UK: Claim £252 a Year From HMRC
Half a billion pounds of UK tax relief sits unclaimed every year. The form takes five minutes. HMRC will never chase you. One of you has to be under £12,570. That's it.
Backdated Marriage Allowance (full claim 2026/27)
2022/23£252
2023/24£252
2024/25£252
2025/26£252
2026/27£252
Total £1,260. Apply free on gov.uk in five minutes - skip the 40% commission middlemen.
Key takeaways
1
Marriage Allowance lets you transfer £1,257 of your personal allowance to your spouse, saving them up to £252 in tax each year
2
You qualify if one of you earns under £12,570 and the other is a basic-rate taxpayer
3
You can backdate the claim up to four tax years, taking the lifetime saving above £1,200
4
Apply free on GOV.UK in five minutes - no third-party 'reclaim' service needed