Tools

Life Plan Calculator: Map Your Entire Financial Future

1

The life plan calculator projects every financial pot from your current age to 100, showing exactly when you can retire.

2

It models the bridging strategy - how to fund early retirement before your pension unlocks.

3

State pension is estimated using qualifying years and the triple lock - the higher of inflation, wage growth, or the 2.5% floor.

4

The calculator shows where your money runs out and tells you whether to prioritise ISA or pension contributions.

5

Download your full year-by-year projection as a CSV to track and adjust over time.

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