Insurance for FIRE: Protecting Your Early Retirement Plan

Don't overlook insurance as a key part of your financial independence plan; it protects your savings from unexpected events.

Income protection insurance ensures you can keep earning if you're unable to work due to illness or injury, maintaining your financial plan.

Critical illness cover provides a lump sum to help cover major medical costs, home adaptations, and debt, offering additional financial security.

The cost of income protection insurance is generally small compared to the potential savings in your financial plan, making it a worthwhile investment.