Pensions

Vanguard SIPP UK: Charges, Funds and the Catch

The Vanguard SIPP is a low-cost personal pension holding only Vanguard funds. The account fee is 0.15% a year, capped at GBP 375, with free fund dealing. Since 31 January 2025 a GBP 4 a month minimum applies to pots under GBP 32,000. It is cheap and simple, but limited to Vanguard own funds.

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Account type - Personal pension (defined contribution), Vanguard funds only

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Account fee - 0.15% a year, capped at GBP 375 across your Vanguard ISA, SIPP and general account...

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Minimum fee - GBP 4 a month (GBP 48 a year) if your self-managed holdings are under GBP 32,000

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Fund dealing - Free

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Plus 4 more in the full guide

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freedomisntfree.co.uk/guides/vanguard-sipp-uk