Pensions

Police Pension UK 2026: PPS 1987, 2006 and 2015 Compared

UK police officers have built up pension in one of three schemes: PPS 1987 (final salary, 1/60 then 2/60 accrual), the 2006 New Police Pension Scheme (final salary, 1/70, normal pension age 55), and the 2015 scheme (career average, 1/55.3 accrual, normal pension age 60). Since April 2022 all serving officers accrue in the 2015 scheme.

1

PPS 1987 - Final salary - 1/60 of final pensionable pay for each of the first 20 years, then 2/60...

2

NPPS 2006 - Final salary - 1/70 of final pensionable pay for each year of service, up to a maximum...

3

PPS 2015 - Career average (CARE) - 1/55.3 of that year pensionable earnings is added to the pension...

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