Lightyear is a low-cost UK investing app offering commission-free stocks and ETFs in a flexible Stocks and Shares ISA or general account, a 0.1% currency conversion fee, and interest on uninvested cash through money market funds. It is a direct challenger to Trading 212, aimed at buy-and-hold investors. It does not offer a pension.
What it is - A UK investing app (Estonian-founded) for stocks, ETFs and money market funds
Accounts - Flexible Stocks and Shares ISA, Cash ISA, and a general investment account
Commission - GBP 0 on stocks and ETFs
Currency conversion (FX) fee - 0.1% when you buy in another currency
Plus 4 more in the full guide

freedomisntfree.co.uk/guides/lightyear-review-uk