Pensions
Hargreaves Lansdown SIPP: Charges and How It Works
The Hargreaves Lansdown SIPP is the UK largest self-invested personal pension. From 1 March 2026 the annual charge is 0.35% on funds, capped at GBP 150 a year on shares, with fund deals at GBP 1.95 and share deals at GBP 6.95. It is feature-rich but still pricier than the cheapest fund rivals.
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Account type - Self-invested personal pension (defined contribution)
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Annual charge (funds) - 0.35% on the first GBP 250,000, tiering down on larger pots
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Annual charge (shares, ETFs, investment trusts) - 0.35% but capped at GBP 150 a year in a SIPP
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Fund dealing - GBP 1.95 online, free via monthly regular investing
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Plus 4 more in the full guide
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