Savings

Hargreaves Lansdown Cash ISA: Rates and How It Works

The Hargreaves Lansdown Cash ISA is a tax-free savings marketplace: one account lets you pick, mix and switch easy-access and fixed-rate ISAs from more than 10 banks, with no HL fee. Interest is tax-free and it uses your GBP 20,000 ISA allowance. Rates are competitive, though not always the market best.

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What it is - A Cash ISA marketplace: pick, mix and switch rates from more than 10 banks in one...

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Tax - Interest is tax-free; it uses your GBP 20,000 annual ISA allowance

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Products - Easy access (variable) and fixed rate (1 month to 5 years)

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Representative rates (Jul 2026) - Around 3.45% on HL own-brand easy access, up to roughly 4.4%...

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Plus 5 more in the full guide

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