Tools

Drawdown Calculator UK: Will Your Pot Last?

1

The drawdown calculator simulates how long your retirement pot lasts when you draw down a set income each year.

2

It accounts for investment returns, inflation, and the State Pension topping up your income from your State Pension age.

3

A 4% starting withdrawal rate is the textbook safe rate, but UK retirees often use 3% to 3.5% for extra margin.

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The biggest risk is sequence of returns - poor markets in your first decade of retirement can shorten the life of your pot dramatically.

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