Coast FIRE Calculator: Stop Saving and Still Retire
Coast FIRE is the only number that lets you stop saving in your 30s without breaking the maths. The age you hit it depends on one variable, and it's not your income.
Coast FIRE number to hit a £750,000 target at 6% real
The same FIRE target needs a smaller pot today the more years compounding has.
Key takeaways
Coast FIRE is the point at which your existing portfolio will compound to your full FI number by retirement age, even if you never save another pound.
The calculator works out the smaller pot you need today based on your age, target age, expected return, and FI number.
Hitting Coast FIRE in your 30s gives you the option to take a lower-paying job, reduce hours, or take a career break without derailing retirement.
It is the single most useful FIRE milestone for most people because it is reachable years before full FI.