[{"data":1,"prerenderedAt":1051},["ShallowReactive",2],{"article-index":3,"article-\u002Farticles\u002Fpredictably-irrational-uncovering-the-hidden-forces-shaping-your-financial-decisions":344,"all-articles-nav":884},[4,8,12,16,20,24,28,32,36,40,44,48,52,56,60,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152,156,160,164,168,172,176,180,184,188,192,196,200,204,208,212,216,220,224,228,232,236,240,244,248,252,256,260,264,268,272,276,280,284,288,292,296,300,304,308,312,316,320,324,328,332,336,340],{"_path":5,"title":6,"description":7},"\u002Farticles\u002Fa-practical-guide-to-factor-based-investing-for-uk-investors","Factor-Based Investing: A UK Investor's Guide","Learn how factor-based investing works and how UK investors can use low-cost ETFs to target value, size, momentum, and profitability premiums inside ISAs and SIPPs.",{"_path":9,"title":10,"description":11},"\u002Farticles\u002Fadding-a-value-tilt-to-reduce-us-tech-exposure","Too Much US Tech? How to Add a Value Tilt to Your Portfolio","The S&P 500 is now heavily concentrated in expensive US tech. Here is how adding a value tilt reduces that concentration risk while maintaining global equity exposure.",{"_path":13,"title":14,"description":15},"\u002Farticles\u002Fare-dividends-irrelevant","Are Dividends Irrelevant?","The dividend irrelevance theorem says dividends do not create wealth. Here is the full argument, the real counter-case, and what both sides mean for your portfolio.",{"_path":17,"title":18,"description":19},"\u002Farticles\u002Fautomate-your-finances-a-uk-centric-review-of-i-will-teach-you-to-be-rich","I Will Teach You To Be Rich: UK Review","A UK-focused review of Ramit Sethi's I Will Teach You To Be Rich, with his 6-week automation plan adapted for ISAs, SIPPs, and British bank accounts.",{"_path":21,"title":22,"description":23},"\u002Farticles\u002Favoiding-financial-pitfalls-key-lessons-from-the-art-of-thinking-clearly","The Art of Thinking Clearly: Finance Lessons","Rolf Dobelli's The Art of Thinking Clearly exposes cognitive biases that cost investors money. Here are the key lessons for UK personal finance.",{"_path":25,"title":26,"description":27},"\u002Farticles\u002Fbeyond-the-4-rule-a-tailored-retirement-guide-for-uk-retirees","Beyond the 4% Rule: UK Retirement Review","Abraham Okusanya's Beyond the 4% Rule is the only decumulation book written for UK retirees. This review covers safe withdrawal rates and tax-efficient strategies.",{"_path":29,"title":30,"description":31},"\u002Farticles\u002Fbogleheads","John Bogle's Investing Philosophy: \"VOO and Chill\"","John Bogle invented the index fund. His philosophy of owning the market at the lowest cost and staying the course remains the foundation of passive investing.",{"_path":33,"title":34,"description":35},"\u002Farticles\u002Fbook-review-dividends-still-dont-lie-by-kelley-wright","Dividends Still Don't Lie: Book Review","Kelley Wright's Dividends Still Don't Lie uses dividend yield as a value signal to time blue-chip stock purchases. Here is how UK investors can apply it.",{"_path":37,"title":38,"description":39},"\u002Farticles\u002Fbook-review-quit-like-a-millionaire-lessons-for-uk-investors","Quit Like a Millionaire Review for UK Investors","A UK-focused review of Quit Like a Millionaire by Kristy Shen. Covers the Yield Shield strategy, sequence-of-returns risk, and the math-first path to FIRE.",{"_path":41,"title":42,"description":43},"\u002Farticles\u002Fbridging","Bridging: Using ISAs and Pensions to Retire Early (UK Guide)","Bridging lets you retire before pension access age by living off ISA withdrawals while your pension grows. Here is how to structure your early retirement plan.",{"_path":45,"title":46,"description":47},"\u002Farticles\u002Fbridging-the-behavior-gap-a-review-of-carl-richards-insightful-investment-guide","The Behavior Gap by Carl Richards: Book Review","Carl Richards reveals why investors earn less than the funds they own, and how simple sketches expose the emotional decisions that destroy long-term returns.",{"_path":49,"title":50,"description":51},"\u002Farticles\u002Fbudgeting-101","Budgeting 101: How to Take Control of Your Money","A budget is simply a plan for your money. Learn the 50\u002F30\u002F20 rule, how to track your spending, and how to automate savings with this beginner-friendly guide.",{"_path":53,"title":54,"description":55},"\u002Farticles\u002Fcompound-interest-calculator-guide","Compound Interest Calculator: How It Works","Use our free compound interest calculator to project ISA, SIPP, and investment growth. Learn how compounding works and tips to grow your wealth faster.",{"_path":57,"title":58,"description":59},"\u002Farticles\u002Fdebts-silent-siege-how-financial-burdens-felled-the-british-empire","How War Debt Felled the British Empire","Britain entered WWI as the world's creditor. It left WWII as its debtor. How compounding war debt accelerated an empire's decline - and what it means for yours.",{"_path":61,"title":62,"description":63},"\u002Farticles\u002Fdecoding-retirement-spending-a-review-of-wade-pfaus-how-much-can-i-spend-in-retirement","Safe Withdrawal Rates: Reviewing Wade Pfau's Retirement Guide","Wade Pfau's 'How Much Can I Spend in Retirement?' challenges the 4% rule with data-driven withdrawal strategies. Here is what UK FIRE retirees need to know about decumulation.",{"_path":65,"title":66,"description":67},"\u002Farticles\u002Fdie-with-zero-a-contrarian-approach-to-personal-finance","Die With Zero: A Contrarian Guide to Personal Finance","Bill Perkins argues you should optimise for net fulfilment, not net worth. Here is how his philosophy challenges FIRE thinking and what UK investors can learn.",{"_path":69,"title":70,"description":71},"\u002Farticles\u002Fdiscovering-financial-independence-with-playing-with-fire-by-scott-rieckens","Playing with FIRE Review: A UK Reader's Guide","Scott Rieckens' Playing with FIRE is the best beginner's guide to the FIRE movement. Here is how UK readers can apply its lessons using ISAs, SIPPs, and index funds.",{"_path":73,"title":74,"description":75},"\u002Farticles\u002Fdividend-etfs-long-term-strategy","Why Dividend ETFs Can Be a Powerful Long-Term Strategy","Dividend ETFs offer more than income - a concrete reason to stay invested when prices fall. That psychological edge may be worth more than the yield itself.",{"_path":77,"title":78,"description":79},"\u002Farticles\u002Fdoes-joel-greenblatts-magic-formula-really-beat-the-market","Magic Formula Investing: Does Greenblatt's Method Work?","Joel Greenblatt's magic formula ranks stocks by earnings yield and return on capital. We test whether this value investing strategy works for UK investors.",{"_path":81,"title":82,"description":83},"\u002Farticles\u002Fdogs-of-the-dow","Dogs of the Dow: A Contrarian Dividend Strategy Explained","Buy the 10 highest-yielding stocks in the Dow Jones at the start of each year, hold for 12 months, repeat. Simple in theory - but does it actually work?",{"_path":85,"title":86,"description":87},"\u002Farticles\u002Fearly-retirement-extreme-radical-fire-strategies-for-uk-readers","Early Retirement Extreme Review for UK Readers","Jacob Lund Fisker's Early Retirement Extreme takes FIRE to its logical limit. Here is how UK readers can apply its radical frugality and systems thinking.",{"_path":89,"title":90,"description":91},"\u002Farticles\u002Felon-musks-spacex-stock-market-debut-a-risky-move-for-uk-investors","SpaceX IPO: How It Could Hit Your Pension","SpaceX plans to list with a tiny float while Nasdaq and S&P rewrite their rules to fast-track inclusion. Here is why that could force your pension and ISA to buy overvalued shares.",{"_path":93,"title":94,"description":95},"\u002Farticles\u002Fenough-a-deep-dive-into-bogles-critique-of-modern-finance-and-the-quest-for-financial-independence","Bogle's Enough: A Review for UK Investors","John Bogle's 'Enough' challenges the financial industry's greed and asks what truly matters. Here is why this book resonates with UK FIRE investors.",{"_path":97,"title":98,"description":99},"\u002Farticles\u002Fessential-personal-finance-community","Essential Personal Finance Community","The best YouTube channels and Reddit communities for UK investors, curated for quality. Where to find beginner-friendly and evidence-based investing discussion.",{"_path":101,"title":102,"description":103},"\u002Farticles\u002Ffi-number-calculator-guide","FI Number Calculator: Your Independence Target","Calculate exactly how much you need to retire early. Our free FI number calculator shows your target portfolio size and time to financial independence.",{"_path":105,"title":106,"description":107},"\u002Farticles\u002Ffinancial-freedom-by-grant-sabatier-a-practical-guide-to-accelerating-your-path-to-financial-independence","Financial Freedom by Grant Sabatier: Book Review","Our review of Financial Freedom by Grant Sabatier covers his five-year path to financial independence, with practical tips on income, savings rates, and UK-specific adjustments for ISAs and SIPPs.",{"_path":109,"title":110,"description":111},"\u002Farticles\u002Ffinancial-independence-the-brutal-reality","Financial Independence: Opting Out Is an Act of Revolution","You were born into a systemic deficit. Every square inch of land is owned, every necessity has a price. Financial independence is how you opt out.",{"_path":113,"title":114,"description":115},"\u002Farticles\u002Ffinancial-literacy-quiz-guide","Financial Literacy Quiz: Test Your Money Knowledge","Test your financial literacy across pensions, ISAs, tax, budgeting, and investing. Our adaptive quiz assigns you a level from Beginner to Expert.",{"_path":117,"title":118,"description":119},"\u002Farticles\u002Ffire","Financial Independence, Retire Early (FIRE) Explained","FIRE means Financial Independence, Retire Early. Learn what it is, the different types, the 4% rule, and how to start building your path to financial freedom.",{"_path":121,"title":122,"description":123},"\u002Farticles\u002Ffire-number","Calculating Your FIRE Number: The Rule of 25 Explained","Your FIRE number is how much capital you need to stop working. Learn the Rule of 25, UK adjustments, and how to calculate your financial independence target.",{"_path":125,"title":126,"description":127},"\u002Farticles\u002Ffortress-you","The Fortress Strategy: Protect Your FIRE Plan with Insurance","Many in the FIRE community treat insurance as a cost to cut. That is a mistake. Your financial independence plan is only as strong as the defences protecting it.",{"_path":129,"title":130,"description":131},"\u002Farticles\u002Fhedging-against-the-pound-diversifying-your-liberty","Hedging Against the Pound: Diversifying Your Liberty","Is your entire net worth tied to the UK economy? Geographic diversification protects wealth from currency devaluation, political risk, and domestic downturns.",{"_path":133,"title":134,"description":135},"\u002Farticles\u002Fhow-much-is-enough","How Much Is \"Enough\"?","How do you know when you have enough money? Explores the concept of enough, how to define your FIRE number, and why more is not always better for personal finance.",{"_path":137,"title":138,"description":139},"\u002Farticles\u002Fhow-to-read-an-etf-factsheet","How to Read an ETF Factsheet: The Numbers That Matter","OCF, tracking error, alpha, beta, Sharpe ratio - what the numbers on an ETF factsheet actually mean, and which ones matter most when choosing a fund.",{"_path":141,"title":142,"description":143},"\u002Farticles\u002Firan-crisis-dont-time-the-market","The Iran Crisis Won't Wreck Your Portfolio - But Panic Might","Geopolitical shocks feel urgent but markets have survived them all. Here is why staying the course and automating investments is almost always the right call.",{"_path":145,"title":146,"description":147},"\u002Farticles\u002Fis-yield-on-cost-useful","Is Yield on Cost a Useful Metric?","Yield on cost flatters long-term holders but can distort decisions. Here is what it measures, why critics say it is misleading, and when it has genuine analytical value.",{"_path":149,"title":150,"description":151},"\u002Farticles\u002Flow-cost-index-funds","How to Choose a Low-Cost Index Fund","Most guides compare OCFs, but Total Cost of Ownership is what matters. Here is how to find the genuinely cheapest UK index funds - and why the answer may surprise you.",{"_path":153,"title":154,"description":155},"\u002Farticles\u002Fmortgage-overpayment-calculator-guide","Mortgage Overpayment Calculator: Save Thousands in Interest","See how regular mortgage overpayments can cut years off your term and save thousands in interest. Use our free calculator to compare scenarios.",{"_path":157,"title":158,"description":159},"\u002Farticles\u002Fnet-worth-tracker-guide","Net Worth Tracker: How to Monitor Your Financial Progress","Track your assets and liabilities with our free net worth tracker. See your financial progress with charts, interest tracking, and historical backfill.",{"_path":161,"title":162,"description":163},"\u002Farticles\u002Fnutmeg-jpmorgan-personal-investing-review","Nutmeg Review: Is J.P. Morgan Personal Investing Worth It?","Nutmeg (now J.P. Morgan Personal Investing) removes every investing decision except your risk level. Higher fees than DIY, but is the trade-off worth it?",{"_path":165,"title":166,"description":167},"\u002Farticles\u002Foff-grid-finance-reducing-dependency-on-the-system","Off-Grid Finance: Reducing Dependency on the System","Lowering your burn rate through solar panels, growing food, and water conservation is a financial hedge and a path to autonomy. Here is the ROI breakdown for UK households.",{"_path":169,"title":170,"description":171},"\u002Farticles\u002Foil-prices-inflation-interest-rates-what-homeowners-need-to-know","Oil Prices, Inflation and Interest Rates: What Homeowners Need to Know","How the Iran conflict and surging oil prices are driving inflation, pushing up interest rates, and squeezing UK mortgage holders. What you can do about it.",{"_path":173,"title":174,"description":175},"\u002Farticles\u002Fpe-ratio","P\u002FE Ratio Explained: Why S&P 500 Valuations Matter","The P\u002FE ratio is one of the simplest valuation tools in investing. Here is what it means, how to use it, and why elevated S&P 500 valuations matter to long-term investors.",{"_path":177,"title":178,"description":179},"\u002Farticles\u002Fpension-match-calculator-guide","Pension Match Calculator: What Is It Really Worth?","Your employer pension match is free money - but you cannot touch it for decades. Here is how to calculate its real present-day value using discount rates and tax relief.",{"_path":181,"title":182,"description":183},"\u002Farticles\u002Fpension-tax-free-lump-sum-mortgage","Using Your Pension Lump Sum to Reduce Your Mortgage","Using your 25% pension tax-free lump sum to pay down your mortgage can be highly tax-efficient. Here is how the maths works and what to consider first.",{"_path":185,"title":186,"description":187},"\u002Farticles\u002Fpredictably-irrational-uncovering-the-hidden-forces-shaping-your-financial-decisions","Predictably Irrational by Dan Ariely: Book Review","Our review of Predictably Irrational by Dan Ariely covers anchoring, the pain of paying, and the zero-price effect - with practical lessons for UK investors.",{"_path":189,"title":190,"description":191},"\u002Farticles\u002Frent-vs-buy-equation","The Rent vs Buy Equation Nobody Gets Right","Renting vs buying a home in the UK is rarely a simple choice. See the real costs, opportunity costs, and worked examples to make an informed decision.",{"_path":193,"title":194,"description":195},"\u002Farticles\u002Fshould-i-pay-off-my-student-loan","Should I Pay Off My Student Loan?","Should you pay off your UK student loan early or invest instead? This guide covers Plan 1, Plan 2, and Plan 5 - with the maths to help you decide.",{"_path":197,"title":198,"description":199},"\u002Farticles\u002Fsimplifying-wealth-a-review-of-the-bogleheads-guide-to-the-three-fund-portfolio","Bogleheads' Three-Fund Portfolio: Book Review","Our review of The Bogleheads' Guide to the Three-Fund Portfolio explains how UK investors can use this simple strategy with ISAs and SIPPs.",{"_path":201,"title":202,"description":203},"\u002Farticles\u002Fsimplifying-your-investments-a-review-of-the-bogleheads-guide-to-investing","Bogleheads' Guide to Investing: Book Review","Our review of The Bogleheads' Guide to Investing covers low-cost index funds, asset allocation, and how UK investors can apply these principles.",{"_path":205,"title":206,"description":207},"\u002Farticles\u002Fsovereignty-in-the-silver-years-beyond-the-state-pension-myth","Sovereignty in Retirement: Beyond the State Pension","The UK State Pension is not enough for a comfortable retirement and may become less reliable. Here is how to build genuine retirement sovereignty using SIPPs.",{"_path":209,"title":210,"description":211},"\u002Farticles\u002Fstay-away-from-cfds","Why You Should Stay Away From CFDs","CFDs are leveraged instruments where 70-80% of retail accounts lose money. Learn how they work, why they are so dangerous, and what to invest in instead.",{"_path":213,"title":214,"description":215},"\u002Farticles\u002Fstealth-taxes-uk","The Stealth Taxes: How the UK System Kills Your Compounding","The UK tax system hides effective rates that trap thousands. Learn how the 60% black hole, student loan surcharge, and benefit clawbacks work - and how to escape them legally.",{"_path":217,"title":218,"description":219},"\u002Farticles\u002Fstorytellers-and-number-crunchers-in-investing","Storytellers vs Number Crunchers: Which Investor Are You?","Aswath Damodaran argues every investor is either a storyteller or a number cruncher. Most retail investors lean too far one way. Here is how to fix that.",{"_path":221,"title":222,"description":223},"\u002Farticles\u002Fthe-boring-middle","The Boring Middle: Surviving the 7-Year Plateau","The boring middle of FIRE is where most plans quietly die. The novelty is gone but freedom is still distant. Here is how to survive the years 3 to 10 plateau.",{"_path":225,"title":226,"description":227},"\u002Farticles\u002Fthe-decumulation-trap","The Decumulation Trap: The Real Danger of the 4% Rule","Reaching your FIRE number is just the beginning. Sequence of returns risk and sustainable withdrawal mechanics make the descent as demanding as the climb.",{"_path":229,"title":230,"description":231},"\u002Farticles\u002Fthe-hidden-tax-on-silence-the-cost-of-convenience","The Hidden Tax on Silence: The Cost of Convenience","Buy Now Pay Later, credit cards, and subscriptions are debt traps that exploit psychology. Here is how they work and how to escape the cycle of convenience spending.",{"_path":233,"title":234,"description":235},"\u002Farticles\u002Fthe-intelligent-investor-by-benjamin-graham-a-timeless-guide-for-uk-investors","The Intelligent Investor: A UK Investor's Review","Graham's Intelligent Investor covers margin of safety, Mr. Market, and value investing. Here is what still matters for UK investors in 2026.",{"_path":237,"title":238,"description":239},"\u002Farticles\u002Fthe-millionaire-next-door-a-review-and-guide-for-uk-readers","The Millionaire Next Door: A UK Reader's Review","Review of The Millionaire Next Door by Stanley and Danko. Discover the PAW framework, frugal millionaire habits, and how to build wealth in the UK.",{"_path":241,"title":242,"description":243},"\u002Farticles\u002Fthe-psychological-toll","Surviving the 20% Drop: The Psychology of Market Crashes","The hardest part of investing is managing your brain during a crash. Understanding loss aversion and having a pre-committed system may be worth more than any strategy.",{"_path":245,"title":246,"description":247},"\u002Farticles\u002Fthe-roi-of-you","The ROI of You: Why Investing in Skills Beats the S&P 500","Obsessing over returns while ignoring a stagnant salary is a losing game. The highest-returning asset you own is yourself - and most people are dramatically underinvesting in it.",{"_path":249,"title":250,"description":251},"\u002Farticles\u002Fthe-single-best-investment-a-comprehensive-review-for-uk-investors","The Single Best Investment: Book Review","Our review of The Single Best Investment by Lowell Miller covers his case for dividend growth investing and how UK investors can apply this strategy.",{"_path":253,"title":254,"description":255},"\u002Farticles\u002Fthe-sovereignty-fund-building-your","The Sovereignty Fund: Building Your Financial Buffer","Your emergency fund is not a safety net - it is leverage. Six to twelve months of expenses in a high-yield account gives you the power to say no on your own terms.",{"_path":257,"title":258,"description":259},"\u002Farticles\u002Fthe-warren-buffett-way-a-blueprint-for-uk-investors","The Warren Buffett Way: UK Investor's Guide","A review of The Warren Buffett Way by Robert Hagstrom. How Buffett moved from value investing to buying great businesses, and what UK investors can learn.",{"_path":261,"title":262,"description":263},"\u002Farticles\u002Fthinking-fast-and-slow-how-human-thinking-affects-your-investments","Thinking Fast and Slow: Investing Lessons","A review of Thinking Fast and Slow by Daniel Kahneman. Learn how cognitive biases like loss aversion and overconfidence hurt your investments, and how to fight back.",{"_path":265,"title":266,"description":267},"\u002Farticles\u002Ftimeless-wealth-wisdom-a-review-of-the-richest-man-in-babylon","The Richest Man in Babylon: Book Review","A review of The Richest Man in Babylon by George S. Clason. How its timeless principles - pay yourself first, live below your means - apply to UK investors today.",{"_path":269,"title":270,"description":271},"\u002Farticles\u002Ftransforming-personal-finance-with-atomic-habits-a-practical-guide-for-fire-aspirants","Atomic Habits for FIRE: A Practical Guide","How to apply James Clear's Atomic Habits to your FIRE journey. Build better financial habits, automate your savings, and sustain a high savings rate long-term.",{"_path":273,"title":274,"description":275},"\u002Farticles\u002Fuk-net-worth-comparison-guide","UK Net Worth Comparison: How Do You Stack Up?","Compare your net worth to the UK median for your age group using ONS data. Our free tool shows where you stand and what the typical household looks like.",{"_path":277,"title":278,"description":279},"\u002Farticles\u002Funderstanding-market-mania-a-review-of-robert-shillers-irrational-exuberance","Irrational Exuberance: Shiller's Guide to Bubbles","A review of Irrational Exuberance by Robert Shiller. How narratives drive market bubbles, what the CAPE ratio tells us, and what UK investors can learn.",{"_path":281,"title":282,"description":283},"\u002Farticles\u002Funlocking-100x-gains-a-review-of-100-baggers-by-christopher-mayer","100 Baggers Review: Finding Stocks That Return 100x","A review of Christopher Mayer's 100 Baggers, covering the traits of stocks that returned 100x and how UK investors can apply these lessons.",{"_path":285,"title":286,"description":287},"\u002Farticles\u002Funlocking-asset-value-a-review-of-the-little-book-of-valuation","The Little Book of Valuation: A Practical Review","A review of Damodaran's Little Book of Valuation covering DCF analysis, relative valuation, and how UK investors can use these methods to value stocks.",{"_path":289,"title":290,"description":291},"\u002Farticles\u002Funlocking-financial-freedom-a-review-of-the-slight-edge-by-jeff-olson","The Slight Edge Review: Small Habits, Big Wealth","A review of Jeff Olson's The Slight Edge and how its philosophy of small daily actions applies to the FIRE movement, saving, and building wealth.",{"_path":293,"title":294,"description":295},"\u002Farticles\u002Funlocking-financial-success-a-comprehensive-review-of-smarter-investing-by-tim-hale","Smarter Investing by Tim Hale: Book Review","Smarter Investing by Tim Hale is the definitive UK investing guide - evidence-based, fund-specific, and built around ISAs and SIPPs. A full book review.",{"_path":297,"title":298,"description":299},"\u002Farticles\u002Funlocking-financial-wisdom-a-review-of-warren-buffett-and-the-interpretation-of-financial-statements","Buffett's Guide to Financial Statements: A Review","A review of Warren Buffett and the Interpretation of Financial Statements - how to read income statements, balance sheets, and cash flow like Buffett.",{"_path":301,"title":302,"description":303},"\u002Farticles\u002Funlocking-long-term-wealth-a-review-of-get-rich-with-dividends-by-marc-lichtenfeld","Get Rich with Dividends Review: The 10-11-12 System","A review of Marc Lichtenfeld's Get Rich with Dividends, covering his 10-11-12 system for finding dividend growth stocks and how UK investors can apply it.",{"_path":305,"title":306,"description":307},"\u002Farticles\u002Funveiling-the-habits-of-todays-millionaires-a-review-of-the-next-millionaire-next-door","Next Millionaire Next Door Review: Wealth Habits","A review of The Next Millionaire Next Door by Sarah Stanley Fallaw, covering updated wealth-building habits, the modern millionaire profile, and lessons for UK investors.",{"_path":309,"title":310,"description":311},"\u002Farticles\u002Funveiling-the-investment-wisdom-in-philip-fishers-common-stocks-and-uncommon-profits","Common Stocks and Uncommon Profits Review","A review of Philip Fisher's Common Stocks and Uncommon Profits, covering the scuttlebutt research method, his 15 points for evaluating growth stocks, and lessons for UK investors.",{"_path":313,"title":314,"description":315},"\u002Farticles\u002Fvalue-growth-dividend-investing","Value vs Growth vs Dividend: Three Investing Approaches","Value, growth, and dividend investing explained side by side. Understanding the differences helps you choose an approach that matches your goals and temperament.",{"_path":317,"title":318,"description":319},"\u002Farticles\u002Fwhat-is-dividend-investing","What Is Dividend Investing?","Dividend investing focuses on stocks that pay regular income. Learn how yield works, how to evaluate dividend safety, and how to build passive income over time.",{"_path":321,"title":322,"description":323},"\u002Farticles\u002Fwhat-is-intrinsic-value","What Is Intrinsic Value? A Guide for Long-Term Investors","Intrinsic value is the idea that an asset is worth something independent of its market price. Understanding it is the difference between investing and gambling.",{"_path":325,"title":326,"description":327},"\u002Farticles\u002Fwhat-is-speculation","What Is Speculation?","Speculation means buying for price appreciation, not underlying value. Learn how it differs from long-term investing and why 70-80% of retail speculators lose money.",{"_path":329,"title":330,"description":331},"\u002Farticles\u002Fwhy-trading212-best-platform","Why Trading 212 Is the Best Platform for Getting Started","Trading 212 offers commission-free investing and fractional shares in a clean mobile app. Here is what UK beginners need to know before opening an account.",{"_path":333,"title":334,"description":335},"\u002Farticles\u002Fwinning-the-losers-game-why-passive-investing-wins-for-uk-investors","Winning the Loser's Game Review: Passive Wins","A review of Winning the Loser's Game by Charles Ellis, explaining why passive investing beats active fund management and how UK investors can apply its lessons.",{"_path":337,"title":338,"description":339},"\u002Farticles\u002Fwrite-your-investment-thesis","Write Your Investment Thesis Before the Next Market Crash","A written investment thesis is a pre-commitment device that protects you from your worst instincts when markets get scary. Here is how to write yours.",{"_path":341,"title":342,"description":343},"\u002Farticles\u002Fyour-money-or-your-life-a-financial-independence-blueprint","Your Money or Your Life Review: The FIRE Blueprint","A review of Your Money or Your Life by Vicki Robin and Joe Dominguez, covering the nine-step program, the crossover point, and how UK readers can apply it.",{"_path":185,"_dir":345,"_draft":346,"_partial":346,"_locale":347,"title":186,"description":187,"date":348,"author":349,"category":350,"tags":351,"heroImage":357,"tldr":358,"body":362,"_type":878,"_id":879,"_source":880,"_file":881,"_stem":882,"_extension":883},"articles",false,"","2026-03-28","Freedom Isn't Free","Behavioral Finance",[352,353,354,355,356],"behavioural finance","Dan Ariely","cognitive bias","investing psychology","book review","predictably-irrational-uncovering-the-hidden-forces-shaping-your-financial-decisions.png",[359,360,361],"Anchoring is a bias where the first piece of information influences our decisions, so use multiple data points for better financial goals.","The pain of paying varies with payment method, leading to overspending with credit cards; consider using cash for better control.","The zero-price effect makes us overvalue free items, so be aware of hidden costs in free trials and subscriptions.",{"type":363,"children":364,"toc":847},"root",[365,373,387,413,420,430,437,442,447,453,467,473,488,494,499,505,517,523,534,540,545,550,556,561,567,572,578,592,598,610,616,628,640,646,665,671,676,688,694,700,705,711,716,722,727,733,738,744,749,757,782,804,810],{"type":366,"tag":367,"props":368,"children":370},"element","h1",{"id":369},"predictably-irrational-by-dan-ariely-book-review",[371],{"type":372,"value":186},"text",{"type":366,"tag":374,"props":375,"children":376},"p",{},[377,379,385],{"type":372,"value":378},"In \"Predictably Irrational,\" Dan Ariely explores the psychological quirks and biases that influence our financial decisions. ",{"type":366,"tag":380,"props":381,"children":382},"strong",{},[383],{"type":372,"value":384},"Behavioural finance",{"type":372,"value":386}," research shows that we are not the rational actors that traditional economics assumes - we make the same mistakes, in the same ways, over and over again. Understanding these hidden forces can help UK readers make more informed choices about their money.",{"type":366,"tag":374,"props":388,"children":389},{},[390,392,397,399,404,406,411],{"type":372,"value":391},"This review covers key concepts from the book - ",{"type":366,"tag":380,"props":393,"children":394},{},[395],{"type":372,"value":396},"anchoring",{"type":372,"value":398},", the ",{"type":366,"tag":380,"props":400,"children":401},{},[402],{"type":372,"value":403},"pain of paying",{"type":372,"value":405},", and the ",{"type":366,"tag":380,"props":407,"children":408},{},[409],{"type":372,"value":410},"zero-price effect",{"type":372,"value":412}," - and draws out practical lessons for better financial decision-making.",{"type":366,"tag":414,"props":415,"children":417},"h2",{"id":416},"what-is-anchoring-and-how-does-it-affect-your-finances",[418],{"type":372,"value":419},"What Is Anchoring and How Does It Affect Your Finances?",{"type":366,"tag":374,"props":421,"children":422},{},[423,428],{"type":366,"tag":380,"props":424,"children":425},{},[426],{"type":372,"value":427},"Anchoring",{"type":372,"value":429}," is a cognitive bias where you rely too heavily on the first piece of information you encounter (the \"anchor\") when making decisions. In financial contexts, this shows up more often than most people realise.",{"type":366,"tag":431,"props":432,"children":434},"h3",{"id":433},"how-anchoring-distorts-investment-goals",[435],{"type":372,"value":436},"How Anchoring Distorts Investment Goals",{"type":366,"tag":374,"props":438,"children":439},{},[440],{"type":372,"value":441},"When setting investment goals, the initial figure you consider can significantly influence your final decision. If you start by thinking you need £500,000 for retirement, subsequent adjustments tend to hover around this number, even if a more accurate figure is £300,000 or £700,000.",{"type":366,"tag":374,"props":443,"children":444},{},[445],{"type":372,"value":446},"Estate agents use anchoring constantly: the asking price sets an anchor that shapes every subsequent offer, regardless of the property's actual value. The same dynamic plays out when you look at share prices, fund performance figures, or salary expectations.",{"type":366,"tag":431,"props":448,"children":450},{"id":449},"how-to-counteract-anchoring",[451],{"type":372,"value":452},"How to Counteract Anchoring",{"type":366,"tag":374,"props":454,"children":455},{},[456,458,465],{"type":372,"value":457},"To counteract anchoring, always seek multiple data points before setting financial goals. Use tools like our ",{"type":366,"tag":459,"props":460,"children":462},"a",{"href":461},"\u002Ftools\u002Ffi-number-calculator",[463],{"type":372,"value":464},"FI number calculator",{"type":372,"value":466}," and consult with a financial adviser to get a well-rounded view. Starting from your actual spending needs rather than a round number helps you avoid anchoring on an arbitrary figure.",{"type":366,"tag":414,"props":468,"children":470},{"id":469},"the-pain-of-paying-why-payment-method-changes-spending",[471],{"type":372,"value":472},"The Pain of Paying: Why Payment Method Changes Spending",{"type":366,"tag":374,"props":474,"children":475},{},[476,478,486],{"type":372,"value":477},"Ariely explains that the \"pain of paying\" varies depending on how you pay. Credit cards dull this pain compared to cash, which leads to overspending. Research from ",{"type":366,"tag":459,"props":479,"children":483},{"href":480,"rel":481},"https:\u002F\u002Fweb.mit.edu\u002FsimMDester\u002Fwww\u002FPagesMDP.html",[482],"nofollow",[484],{"type":372,"value":485},"MIT's Sloan School of Management",{"type":372,"value":487}," found that people are willing to pay up to twice as much when using credit cards rather than cash.",{"type":366,"tag":431,"props":489,"children":491},{"id":490},"online-shopping-and-contactless-payments",[492],{"type":372,"value":493},"Online Shopping and Contactless Payments",{"type":366,"tag":374,"props":495,"children":496},{},[497],{"type":372,"value":498},"When shopping online, using a credit card makes spending feel less tangible. The same applies to contactless payments in shops - tapping a card removes the physical act of handing over money. This can lead to impulsive purchases that you would avoid if paying with cash.",{"type":366,"tag":431,"props":500,"children":502},{"id":501},"how-to-restore-the-pain-of-paying",[503],{"type":372,"value":504},"How to Restore the Pain of Paying",{"type":366,"tag":374,"props":506,"children":507},{},[508,510,515],{"type":372,"value":509},"Consider using cash for discretionary spending categories where you tend to overspend. If cash is impractical, setting up a dedicated spending account with a fixed weekly transfer achieves a similar effect. A solid ",{"type":366,"tag":459,"props":511,"children":512},{"href":49},[513],{"type":372,"value":514},"budget framework",{"type":372,"value":516}," makes the pain of paying work for you rather than against you, because every purchase has a visible opportunity cost.",{"type":366,"tag":414,"props":518,"children":520},{"id":519},"the-zero-price-effect-why-free-is-so-dangerous",[521],{"type":372,"value":522},"The Zero-Price Effect: Why \"Free\" Is So Dangerous",{"type":366,"tag":374,"props":524,"children":525},{},[526,528,532],{"type":372,"value":527},"The ",{"type":366,"tag":380,"props":529,"children":530},{},[531],{"type":372,"value":410},{"type":372,"value":533}," describes our tendency to overvalue things that are free, often leading to poor financial decisions. Ariely's experiments showed that people will choose a free option even when a paid alternative offers far better value.",{"type":366,"tag":431,"props":535,"children":537},{"id":536},"free-trials-subscriptions-and-hidden-costs",[538],{"type":372,"value":539},"Free Trials, Subscriptions, and Hidden Costs",{"type":366,"tag":374,"props":541,"children":542},{},[543],{"type":372,"value":544},"Many UK consumers sign up for free trials of streaming services, software, or financial products, only to forget to cancel before being charged. This can result in unexpected expenses that add up over time. The average UK household spends over £600 per year on subscriptions, and a significant portion of those began as \"free\" trials.",{"type":366,"tag":374,"props":546,"children":547},{},[548],{"type":372,"value":549},"The zero-price effect also explains why people queue for hours for free samples or promotional giveaways whose actual value is a few pounds. The word \"free\" short-circuits our cost-benefit analysis.",{"type":366,"tag":431,"props":551,"children":553},{"id":552},"how-to-defend-against-the-zero-price-effect",[554],{"type":372,"value":555},"How to Defend Against the Zero-Price Effect",{"type":366,"tag":374,"props":557,"children":558},{},[559],{"type":372,"value":560},"Set calendar reminders to cancel free trials before they convert to paid subscriptions. Better yet, avoid signing up unless you have actively decided you want the service. When evaluating any \"free\" offer, ask yourself what it would be worth if it cost £5 - if you would not pay £5 for it, it is probably not worth your time even at zero.",{"type":366,"tag":414,"props":562,"children":564},{"id":563},"why-our-irrational-behaviour-is-predictable",[565],{"type":372,"value":566},"Why Our Irrational Behaviour Is Predictable",{"type":366,"tag":374,"props":568,"children":569},{},[570],{"type":372,"value":571},"Ariely's central argument is that our irrational financial behaviours are not random but systematic and predictable. Once you know the patterns, you can design systems to counteract them.",{"type":366,"tag":431,"props":573,"children":575},{"id":574},"home-bias-in-investing",[576],{"type":372,"value":577},"Home Bias in Investing",{"type":366,"tag":374,"props":579,"children":580},{},[581,583,590],{"type":372,"value":582},"Investors often favour stocks from companies they are familiar with, like those they use daily. UK investors show a well-documented ",{"type":366,"tag":459,"props":584,"children":587},{"href":585,"rel":586},"https:\u002F\u002Fwww.fca.org.uk\u002Fpublication\u002Foccasional-papers\u002Foccasional-paper-6.pdf",[482],[588],{"type":372,"value":589},"home bias",{"type":372,"value":591}," - overweighting UK stocks despite the UK representing only about 4% of global market capitalisation. This leads to concentrated portfolios that carry more risk than a diversified approach.",{"type":366,"tag":431,"props":593,"children":595},{"id":594},"how-to-override-familiarity-bias",[596],{"type":372,"value":597},"How to Override Familiarity Bias",{"type":366,"tag":374,"props":599,"children":600},{},[601,603,608],{"type":372,"value":602},"Diversify your investments across different sectors and geographies. ",{"type":366,"tag":459,"props":604,"children":605},{"href":149},[606],{"type":372,"value":607},"Low-cost index funds",{"type":372,"value":609}," that track global markets are one of the simplest ways to spread risk effectively, removing the temptation to pick stocks based on familiarity rather than fundamentals.",{"type":366,"tag":414,"props":611,"children":613},{"id":612},"how-predictably-irrational-compares-to-other-behavioural-finance-books",[614],{"type":372,"value":615},"How Predictably Irrational Compares to Other Behavioural Finance Books",{"type":366,"tag":374,"props":617,"children":618},{},[619,621,626],{"type":372,"value":620},"Ariely's book is more accessible than Daniel Kahneman's \"Thinking, Fast and Slow,\" which covers similar territory with greater academic depth. Where Kahneman provides the theoretical framework, Ariely excels at concrete experiments and relatable examples. For investors specifically, Carl Richards' ",{"type":366,"tag":459,"props":622,"children":623},{"href":45},[624],{"type":372,"value":625},"The Behavior Gap",{"type":372,"value":627}," focuses more narrowly on the gap between what investors should do and what they actually do.",{"type":366,"tag":374,"props":629,"children":630},{},[631,633,638],{"type":372,"value":632},"If you found the cognitive bias angle interesting, our review of ",{"type":366,"tag":459,"props":634,"children":635},{"href":21},[636],{"type":372,"value":637},"The Art of Thinking Clearly",{"type":372,"value":639}," covers a wider catalogue of thinking errors that affect financial decisions.",{"type":366,"tag":414,"props":641,"children":643},{"id":642},"practical-steps-for-uk-readers",[644],{"type":372,"value":645},"Practical Steps for UK Readers",{"type":366,"tag":374,"props":647,"children":648},{},[649,651,656,658,663],{"type":372,"value":650},"The single best defence against these biases is ",{"type":366,"tag":380,"props":652,"children":653},{},[654],{"type":372,"value":655},"automation",{"type":372,"value":657},". Set up standing orders into your ISA or SIPP so that investing happens without a decision. Use a ",{"type":366,"tag":459,"props":659,"children":660},{"href":49},[661],{"type":372,"value":662},"budget",{"type":372,"value":664}," that assigns every pound a purpose before you can spend it impulsively. And when you do make an active investment decision, write down your reasoning - it forces clarity and gives you something to review later when your emotions are telling you to do something different.",{"type":366,"tag":414,"props":666,"children":668},{"id":667},"conclusion",[669],{"type":372,"value":670},"Conclusion",{"type":366,"tag":374,"props":672,"children":673},{},[674],{"type":372,"value":675},"\"Predictably Irrational\" by Dan Ariely offers clear, practical insights into the psychological forces that shape our financial decisions. By understanding biases like anchoring, the pain of paying, and the zero-price effect, UK readers can make more rational and informed choices. The book's greatest strength is showing that these biases are not character flaws but predictable patterns - and patterns can be disrupted with the right systems.",{"type":366,"tag":374,"props":677,"children":678},{},[679,686],{"type":366,"tag":459,"props":680,"children":683},{"href":681,"rel":682},"https:\u002F\u002Famzn.to\u002F4bDiHVn",[482],[684],{"type":372,"value":685},"Get your copy of \"Predictably Irrational\" here",{"type":372,"value":687}," and start making smarter financial decisions today.",{"type":366,"tag":414,"props":689,"children":691},{"id":690},"frequently-asked-questions",[692],{"type":372,"value":693},"Frequently Asked Questions",{"type":366,"tag":431,"props":695,"children":697},{"id":696},"what-is-predictably-irrational-about",[698],{"type":372,"value":699},"What is Predictably Irrational about?",{"type":366,"tag":374,"props":701,"children":702},{},[703],{"type":372,"value":704},"Predictably Irrational by Dan Ariely examines the systematic cognitive biases that cause people to make irrational financial and life decisions. Through a series of experiments, Ariely shows that these mistakes are not random but follow predictable patterns that can be understood and counteracted.",{"type":366,"tag":431,"props":706,"children":708},{"id":707},"how-does-anchoring-affect-financial-decisions",[709],{"type":372,"value":710},"How does anchoring affect financial decisions?",{"type":366,"tag":374,"props":712,"children":713},{},[714],{"type":372,"value":715},"Anchoring causes you to rely too heavily on the first number you encounter when making a decision. In investing, this means an initial price or target figure can distort all subsequent judgements - for example, anchoring on a stock's past high price rather than its current fundamentals.",{"type":366,"tag":431,"props":717,"children":719},{"id":718},"is-predictably-irrational-useful-for-investors",[720],{"type":372,"value":721},"Is Predictably Irrational useful for investors?",{"type":366,"tag":374,"props":723,"children":724},{},[725],{"type":372,"value":726},"Yes. While the book is not specifically about investing, the biases it covers - anchoring, loss aversion, the endowment effect, and familiarity bias - directly affect how people buy, sell, and hold investments. Understanding these patterns helps you build better decision-making systems.",{"type":366,"tag":431,"props":728,"children":730},{"id":729},"how-does-predictably-irrational-compare-to-thinking-fast-and-slow",[731],{"type":372,"value":732},"How does Predictably Irrational compare to Thinking, Fast and Slow?",{"type":366,"tag":374,"props":734,"children":735},{},[736],{"type":372,"value":737},"Both books cover cognitive biases, but they differ in approach. Kahneman's \"Thinking, Fast and Slow\" is more comprehensive and academic, while Ariely's book is shorter, more accessible, and built around memorable experiments. Ariely is a better starting point for readers new to behavioural finance.",{"type":366,"tag":431,"props":739,"children":741},{"id":740},"what-is-the-zero-price-effect",[742],{"type":372,"value":743},"What is the zero-price effect?",{"type":366,"tag":374,"props":745,"children":746},{},[747],{"type":372,"value":748},"The zero-price effect is our tendency to treat \"free\" items as far more valuable than they actually are. Ariely's experiments showed that people will choose a free option even when a slightly more expensive alternative delivers much better value. This bias drives overspending on subscription free trials and promotional offers.",{"type":366,"tag":374,"props":750,"children":751},{},[752],{"type":366,"tag":380,"props":753,"children":754},{},[755],{"type":372,"value":756},"Further Reading:",{"type":366,"tag":758,"props":759,"children":760},"blockquote",{},[761],{"type":366,"tag":374,"props":762,"children":763},{},[764,774,776],{"type":366,"tag":380,"props":765,"children":766},{},[767],{"type":366,"tag":459,"props":768,"children":771},{"href":769,"rel":770},"https:\u002F\u002Famzn.to\u002F4rONof1",[482],[772],{"type":372,"value":773},"The Psychology of Money - Morgan Housel",{"type":372,"value":775}," - Explores how emotions and personal history shape financial decisions, complementing Ariely's experimental approach with storytelling and real-world case studies. ",{"type":366,"tag":777,"props":778,"children":779},"em",{},[780],{"type":372,"value":781},"(Affiliate link - we may earn a small commission at no extra cost to you.)",{"type":366,"tag":758,"props":783,"children":784},{},[785],{"type":366,"tag":374,"props":786,"children":787},{},[788,798,800],{"type":366,"tag":380,"props":789,"children":790},{},[791],{"type":366,"tag":459,"props":792,"children":795},{"href":793,"rel":794},"https:\u002F\u002Famzn.to\u002F4t0piyX",[482],[796],{"type":372,"value":797},"The Behavior Gap - Carl Richards",{"type":372,"value":799}," - Focuses specifically on the gap between smart financial plans and actual investor behaviour, making it a natural companion to Ariely's research on irrational decision-making. ",{"type":366,"tag":777,"props":801,"children":802},{},[803],{"type":372,"value":781},{"type":366,"tag":414,"props":805,"children":807},{"id":806},"read-next",[808],{"type":372,"value":809},"Read Next",{"type":366,"tag":811,"props":812,"children":813},"ul",{},[814,823,831,839],{"type":366,"tag":815,"props":816,"children":817},"li",{},[818],{"type":366,"tag":459,"props":819,"children":820},{"href":45},[821],{"type":372,"value":822},"Bridging the Behavior Gap: A Review of Carl Richards' Investment Guide",{"type":366,"tag":815,"props":824,"children":825},{},[826],{"type":366,"tag":459,"props":827,"children":828},{"href":261},[829],{"type":372,"value":830},"Thinking, Fast and Slow: How Human Thinking Affects Your Investments",{"type":366,"tag":815,"props":832,"children":833},{},[834],{"type":366,"tag":459,"props":835,"children":836},{"href":21},[837],{"type":372,"value":838},"Avoiding Financial Pitfalls: Key Lessons from The Art of Thinking Clearly",{"type":366,"tag":815,"props":840,"children":841},{},[842],{"type":366,"tag":459,"props":843,"children":844},{"href":277},[845],{"type":372,"value":846},"Understanding Market Mania: A Review of Irrational Exuberance",{"title":347,"searchDepth":848,"depth":848,"links":849},2,[850,855,859,863,867,868,869,870,877],{"id":416,"depth":848,"text":419,"children":851},[852,854],{"id":433,"depth":853,"text":436},3,{"id":449,"depth":853,"text":452},{"id":469,"depth":848,"text":472,"children":856},[857,858],{"id":490,"depth":853,"text":493},{"id":501,"depth":853,"text":504},{"id":519,"depth":848,"text":522,"children":860},[861,862],{"id":536,"depth":853,"text":539},{"id":552,"depth":853,"text":555},{"id":563,"depth":848,"text":566,"children":864},[865,866],{"id":574,"depth":853,"text":577},{"id":594,"depth":853,"text":597},{"id":612,"depth":848,"text":615},{"id":642,"depth":848,"text":645},{"id":667,"depth":848,"text":670},{"id":690,"depth":848,"text":693,"children":871},[872,873,874,875,876],{"id":696,"depth":853,"text":699},{"id":707,"depth":853,"text":710},{"id":718,"depth":853,"text":721},{"id":729,"depth":853,"text":732},{"id":740,"depth":853,"text":743},{"id":806,"depth":848,"text":809},"markdown","content:articles:predictably-irrational-uncovering-the-hidden-forces-shaping-your-financial-decisions.md","content","articles\u002Fpredictably-irrational-uncovering-the-hidden-forces-shaping-your-financial-decisions.md","articles\u002Fpredictably-irrational-uncovering-the-hidden-forces-shaping-your-financial-decisions","md",[885,887,889,891,893,894,896,897,898,900,902,904,905,907,909,911,913,915,917,919,921,923,925,927,929,931,933,935,937,939,941,943,945,947,949,951,953,955,957,959,961,963,965,967,969,971,973,975,977,979,981,983,985,987,989,991,993,995,997,999,1001,1003,1005,1007,1009,1011,1013,1015,1017,1019,1021,1023,1025,1027,1029,1031,1033,1035,1037,1039,1041,1043,1045,1047,1049],{"_path":189,"title":190,"date":886},"2026-04-05",{"_path":169,"title":170,"date":888},"2026-04-04",{"_path":217,"title":218,"date":890},"2026-04-03",{"_path":65,"title":66,"date":892},"2026-04-02",{"_path":177,"title":178,"date":892},{"_path":37,"title":38,"date":895},"2026-04-01",{"_path":89,"title":90,"date":895},{"_path":161,"title":162,"date":895},{"_path":233,"title":234,"date":899},"2026-03-31",{"_path":197,"title":198,"date":901},"2026-03-30",{"_path":329,"title":330,"date":903},"2026-03-29",{"_path":185,"title":186,"date":348},{"_path":105,"title":106,"date":906},"2026-03-27",{"_path":85,"title":86,"date":908},"2026-03-26",{"_path":77,"title":78,"date":910},"2026-03-25",{"_path":69,"title":70,"date":912},"2026-03-24",{"_path":61,"title":62,"date":914},"2026-03-23",{"_path":33,"title":34,"date":916},"2026-03-22",{"_path":21,"title":22,"date":918},"2026-03-21",{"_path":17,"title":18,"date":920},"2026-03-20",{"_path":5,"title":6,"date":922},"2026-03-19",{"_path":325,"title":326,"date":924},"2026-03-18",{"_path":317,"title":318,"date":926},"2026-03-17",{"_path":209,"title":210,"date":928},"2026-03-16",{"_path":193,"title":194,"date":930},"2026-03-15",{"_path":145,"title":146,"date":932},"2026-03-14",{"_path":41,"title":42,"date":934},"2026-03-13",{"_path":117,"title":118,"date":936},"2026-03-12",{"_path":29,"title":30,"date":938},"2026-03-11",{"_path":97,"title":98,"date":940},"2026-03-10",{"_path":13,"title":14,"date":942},"2026-03-09",{"_path":133,"title":134,"date":944},"2026-03-08",{"_path":173,"title":174,"date":946},"2026-03-07",{"_path":49,"title":50,"date":948},"2026-03-06",{"_path":109,"title":110,"date":950},"2026-03-05",{"_path":121,"title":122,"date":952},"2026-03-04",{"_path":125,"title":126,"date":954},"2026-03-03",{"_path":213,"title":214,"date":956},"2026-03-02",{"_path":221,"title":222,"date":958},"2026-03-01",{"_path":225,"title":226,"date":960},"2026-02-28",{"_path":241,"title":242,"date":962},"2026-02-27",{"_path":245,"title":246,"date":964},"2026-02-26",{"_path":137,"title":138,"date":966},"2026-02-25",{"_path":9,"title":10,"date":968},"2026-02-24",{"_path":73,"title":74,"date":970},"2026-02-23",{"_path":81,"title":82,"date":972},"2026-02-22",{"_path":141,"title":142,"date":974},"2026-02-21",{"_path":149,"title":150,"date":976},"2026-02-20",{"_path":181,"title":182,"date":978},"2026-02-19",{"_path":313,"title":314,"date":980},"2026-02-18",{"_path":321,"title":322,"date":982},"2026-02-17",{"_path":337,"title":338,"date":984},"2026-02-16",{"_path":129,"title":130,"date":986},"2026-02-15",{"_path":165,"title":166,"date":988},"2026-02-14",{"_path":253,"title":254,"date":990},"2026-02-13",{"_path":57,"title":58,"date":992},"2026-02-12",{"_path":229,"title":230,"date":994},"2026-02-11",{"_path":205,"title":206,"date":996},"2026-02-10",{"_path":293,"title":294,"date":998},"2026-02-09",{"_path":45,"title":46,"date":1000},"2026-02-08",{"_path":25,"title":26,"date":1002},"2026-02-07",{"_path":93,"title":94,"date":1004},"2026-02-06",{"_path":201,"title":202,"date":1006},"2026-02-05",{"_path":237,"title":238,"date":1008},"2026-02-04",{"_path":249,"title":250,"date":1010},"2026-02-03",{"_path":257,"title":258,"date":1012},"2026-02-02",{"_path":261,"title":262,"date":1014},"2026-02-01",{"_path":265,"title":266,"date":1016},"2026-01-31",{"_path":269,"title":270,"date":1018},"2026-01-30",{"_path":277,"title":278,"date":1020},"2026-01-29",{"_path":281,"title":282,"date":1022},"2026-01-28",{"_path":285,"title":286,"date":1024},"2026-01-27",{"_path":289,"title":290,"date":1026},"2026-01-26",{"_path":297,"title":298,"date":1028},"2026-01-25",{"_path":301,"title":302,"date":1030},"2026-01-24",{"_path":305,"title":306,"date":1032},"2026-01-23",{"_path":309,"title":310,"date":1034},"2026-01-22",{"_path":333,"title":334,"date":1036},"2026-01-21",{"_path":341,"title":342,"date":1038},"2026-01-20",{"_path":53,"title":54,"date":1040},"2026-01-19",{"_path":101,"title":102,"date":1042},"2026-01-18",{"_path":113,"title":114,"date":1044},"2026-01-17",{"_path":153,"title":154,"date":1046},"2026-01-16",{"_path":157,"title":158,"date":1048},"2026-01-15",{"_path":273,"title":274,"date":1050},"2026-01-14",1775407225141]